Debt Collection Lawsuits and You
Being the target of a debt collection lawsuit will compel you to go to court. You will be issued a summons as to when and where to appear. If you fail to show up for your court date, in most cases the court will summarily rule against you.
Once you show up for court, there are two possible outcomes. One, you will be absolved of the debt and have to pay nothing. Or, two, the court will rule against you and you will be forced to pay the amount of the debt as well as all court costs that the creditor has incurred.
The court may also subject your salary to wage garnishment to ensure that the creditor is paid. If you fail to pay the court ordered amount, you may be subject to fines and possible jail time.
