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Article About Bad Credit Home Loan
These days credit is much tighter and it looks like it is not going to be loosened up any time soon. The experts are predicting a tight money market and difficult lending for many years to come.
Too many banks and financial institutions making bad credit home loans are what led to the current economic downturn or recession (some would say depression).
Many people that had bad credit and could not afford a home were given mortgages because they were encouraged to lie on their applications.
Most lenders including Countrywide, Washington Mutual, World Savings, Fremont Savings, Indy Mac, and many others had mortgages available that did not require that the applicant borrower show proof of income.
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